/* 
   KASYKREDIT - Main Stylesheet
   Design Language: Professional Fintech, Clean, Secure & Vibrant
   Colors: Primary Green (#07BA77), Deep Green Text (#122C1F), Pastel Grays/Greens
*/

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Poppins:wght@400;500;600;700;800&display=swap');

/* --- Design Tokens / Variables --- */
:root {
    /* Custom Colors Provided */
    --color-primary: #07BA77;       /* Active Green - CTAs, primary states */
    --color-warning: #FFA40C;       /* Orange - Accents, warning/warning highlights */
    --color-danger: #FF494B;        /* Red - Errors, negative states */
    --color-pastel-green: #BCE5D6;  /* Pastel green for secondary borders/backdrops */
    --color-bg-mint: #EAFCF5;       /* Very light mint green for section backgrounds */
    
    /* Dark / Gray scale colors */
    --color-dark-deep: #122C1F;     /* Deep dark green/black - Primary headings & text */
    --color-text-secondary: #6C726F;/* Slate gray - Secondary text */
    --color-gray-medium: #878F8B;   /* Medium gray */
    --color-gray-light: #A6AEAA;    /* Light gray */
    --color-border: #CDD7D2;        /* Border gray */
    
    --color-white: #FFFFFF;

    /* Fonts */
    --font-sans: 'Inter', sans-serif;
    --font-heading: 'Poppins', sans-serif;

    /* Shadows & Rounding */
    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-full: 9999px;
    --shadow-sm: 0 2px 8px rgba(18, 44, 31, 0.04);
    --shadow-md: 0 8px 30px rgba(18, 44, 31, 0.08);
    --shadow-lg: 0 15px 40px rgba(18, 44, 31, 0.12);

    /* Layout & Transitions */
    --max-width: 1200px;
    --transition-fast: 0.2s ease;
    --transition-normal: 0.3s ease;
}

/* --- Reset & Base Styles --- */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-sans);
    background-color: var(--color-white);
    color: var(--color-dark-deep);
    line-height: 1.6;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    color: var(--color-dark-deep);
    font-weight: 700;
    line-height: 1.3;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-fast);
}

/* --- Layout Components --- */
.container {
    width: 100%;
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 1.5rem;
}

.section-padding {
    padding: 6rem 0;
}

.bg-mint {
    background-color: var(--color-bg-mint);
}

.section-header {
    text-align: center;
    max-width: 650px;
    margin: 0 auto 3.5rem auto;
}

.section-tag {
    font-family: var(--font-heading);
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--color-primary);
    background-color: var(--color-white);
    border: 1px solid var(--color-pastel-green);
    padding: 0.35rem 1rem;
    border-radius: var(--radius-full);
    font-weight: 700;
    margin-bottom: 1rem;
    display: inline-block;
}

.section-title {
    font-size: 2.25rem;
    font-weight: 800;
    margin-top: 0.5rem;
    margin-bottom: 1rem;
}

.section-title span {
    color: var(--color-primary);
}

.section-subtitle {
    font-size: 1.05rem;
    color: var(--color-text-secondary);
}

/* --- Buttons --- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.875rem 2rem;
    font-family: var(--font-heading);
    font-size: 0.95rem;
    font-weight: 600;
    border-radius: var(--radius-md);
    transition: all var(--transition-normal);
    cursor: pointer;
    border: 2px solid transparent;
}

.btn-primary {
    background-color: var(--color-primary);
    color: var(--color-white);
    box-shadow: 0 8px 20px rgba(7, 186, 119, 0.25);
}

.btn-primary:hover {
    background-color: #069e65;
    transform: translateY(-2px);
    box-shadow: 0 12px 24px rgba(7, 186, 119, 0.35);
}

.btn-secondary {
    background-color: var(--color-white);
    border-color: var(--color-pastel-green);
    color: var(--color-dark-deep);
}

.btn-secondary:hover {
    background-color: var(--color-bg-mint);
    border-color: var(--color-primary);
    transform: translateY(-2px);
}

.btn-coming-soon {
    background-color: var(--color-dark-deep);
    color: var(--color-white);
    position: relative;
    overflow: hidden;
}

.btn-coming-soon:hover {
    background-color: #0b1a13;
    transform: translateY(-2px);
}

.btn-coming-soon span.badge {
    position: absolute;
    top: 2px;
    right: 2px;
    background-color: var(--color-warning);
    color: var(--color-dark-deep);
    font-size: 0.65rem;
    font-weight: 700;
    padding: 0.1rem 0.4rem;
    border-radius: var(--radius-sm);
    text-transform: uppercase;
}

.btn i {
    margin-right: 0.65rem;
    font-size: 1.15rem;
}

/* --- Header / Navigation --- */
.header-nav {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    background-color: var(--color-white);
    border-bottom: 1px solid var(--color-border);
    transition: all var(--transition-normal);
    padding: 1.25rem 0;
}

.header-nav.scrolled {
    padding: 0.85rem 0;
    box-shadow: var(--shadow-sm);
}

.nav-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo-container {
    display: flex;
    align-items: center;
}

.logo-img {
    height: 38px;
    width: auto;
    object-fit: contain;
}

.nav-links {
    display: flex;
    list-style: none;
    gap: 2.25rem;
}

.nav-links a {
    color: var(--color-text-secondary);
    font-family: var(--font-heading);
    font-weight: 500;
    font-size: 0.95rem;
    position: relative;
    padding: 0.25rem 0;
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background-color: var(--color-primary);
    transition: var(--transition-normal);
}

.nav-links a:hover,
.nav-links a.active {
    color: var(--color-primary);
}

.nav-links a:hover::after,
.nav-links a.active::after {
    width: 100%;
}

.nav-cta .btn {
    padding: 0.65rem 1.5rem;
    font-size: 0.875rem;
}

.mobile-nav-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    color: var(--color-dark-deep);
}

.mobile-nav-toggle span {
    display: block;
    width: 24px;
    height: 3px;
    background-color: currentColor;
    margin: 5px 0;
    transition: var(--transition-normal);
}

/* --- Hero Section --- */
.hero {
    background: linear-gradient(180deg, var(--color-bg-mint) 0%, #FFFFFF 100%);
    padding-top: 9rem;
    padding-bottom: 5rem;
    overflow: hidden;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.hero-tag-badge {
    background-color: var(--color-white);
    border: 1px solid var(--color-pastel-green);
    color: var(--color-primary);
    padding: 0.5rem 1.25rem;
    border-radius: var(--radius-full);
    font-size: 0.85rem;
    font-weight: 700;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 1.5rem;
    box-shadow: var(--shadow-sm);
}

.hero-title {
    font-size: 3rem;
    font-weight: 800;
    line-height: 1.15;
    margin-bottom: 1.5rem;
    letter-spacing: -0.02em;
}

.hero-title span {
    color: var(--color-primary);
}

.hero-desc {
    font-size: 1.1rem;
    color: var(--color-text-secondary);
    margin-bottom: 2.5rem;
    max-width: 540px;
}

.hero-actions {
    display: flex;
    align-items: center;
    gap: 1.25rem;
}

.hero-compliance-small {
    margin-top: 2rem;
    display: flex;
    align-items: center;
    gap: 1.5rem;
    border-top: 1px solid var(--color-border);
    padding-top: 1.5rem;
}

.compliance-badge-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--color-text-secondary);
}

.compliance-badge-item i {
    color: var(--color-primary);
}

/* --- Interactive Calculator Widget --- */
.calculator-box {
    background-color: var(--color-white);
    border: 2px solid var(--color-pastel-green);
    border-radius: var(--radius-lg);
    padding: 3rem;
    box-shadow: var(--shadow-lg);
}

.calculator-title {
    font-size: 1.5rem;
    margin-bottom: 2rem;
    text-align: center;
    font-weight: 700;
}

.calculator-slider-group {
    margin-bottom: 2rem;
}

.slider-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 0.75rem;
}

.slider-label {
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--color-text-secondary);
}

.slider-value {
    font-family: var(--font-heading);
    font-size: 1.35rem;
    font-weight: 700;
    color: var(--color-primary);
}

.slider-input {
    width: 100%;
    height: 6px;
    background: var(--color-bg-mint);
    border-radius: var(--radius-full);
    outline: none;
    -webkit-appearance: none;
    appearance: none;
}

.slider-input::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--color-primary);
    cursor: pointer;
    box-shadow: 0 0 10px rgba(7, 186, 119, 0.4);
    transition: var(--transition-fast);
}

.slider-input::-webkit-slider-thumb:hover {
    transform: scale(1.15);
}

.slider-limits {
    display: flex;
    justify-content: space-between;
    font-size: 0.8rem;
    color: var(--color-gray-medium);
    margin-top: 0.5rem;
}

.calc-summary-grid {
    background-color: var(--color-bg-mint);
    border-radius: var(--radius-md);
    padding: 1.75rem;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    margin-bottom: 2rem;
    text-align: center;
}

.calc-summary-item {
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.calc-summary-label {
    font-size: 0.8rem;
    color: var(--color-text-secondary);
    margin-bottom: 0.35rem;
}

.calc-summary-val {
    font-family: var(--font-heading);
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--color-dark-deep);
}

.calc-summary-val#total-repay {
    color: var(--color-primary);
    font-size: 1.25rem;
}

.calc-cta-btn {
    width: 100%;
    padding: 1rem;
    text-align: center;
}

.calc-disclaimer {
    font-size: 0.75rem;
    color: var(--color-gray-medium);
    text-align: center;
    margin-top: 1rem;
}

/* --- Features Section --- */
.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.feature-card {
    background-color: var(--color-white);
    border: 1px solid var(--color-border);
    padding: 2.5rem 2rem;
    border-radius: var(--radius-md);
    transition: all var(--transition-normal);
}

.feature-card:hover {
    transform: translateY(-5px);
    border-color: var(--color-primary);
    box-shadow: var(--shadow-md);
}

.feature-icon {
    width: 50px;
    height: 50px;
    background-color: var(--color-bg-mint);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-primary);
    font-size: 1.35rem;
    margin-bottom: 1.5rem;
}

.feature-card h3 {
    font-size: 1.25rem;
    margin-bottom: 0.75rem;
    font-weight: 700;
}

.feature-card p {
    color: var(--color-text-secondary);
    font-size: 0.9rem;
}

/* --- How It Works Section --- */
.steps-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    position: relative;
}

.step-item {
    text-align: center;
    position: relative;
    z-index: 2;
}

.step-num-circle {
    width: 60px;
    height: 60px;
    background-color: var(--color-white);
    border: 2px solid var(--color-pastel-green);
    color: var(--color-primary);
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 800;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem auto;
    transition: var(--transition-normal);
    box-shadow: var(--shadow-sm);
}

.step-item:hover .step-num-circle {
    background-color: var(--color-primary);
    color: var(--color-white);
    border-color: var(--color-primary);
    transform: scale(1.1);
}

.step-item h3 {
    font-size: 1.15rem;
    margin-bottom: 0.5rem;
}

.step-item p {
    font-size: 0.85rem;
    color: var(--color-text-secondary);
    padding: 0 0.5rem;
}

/* --- Compliance Disclosures Panel --- */
.disclosure-panel {
    background-color: var(--color-white);
    border: 2px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: 3rem;
}

.disclosure-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    gap: 3.5rem;
    align-items: center;
}

.disclosure-desc p {
    margin-bottom: 1.25rem;
    color: var(--color-text-secondary);
}

.disclosure-desc p:last-child {
    margin-bottom: 0;
}

.compliance-box-card {
    background-color: var(--color-bg-mint);
    border: 1px solid var(--color-pastel-green);
    border-radius: var(--radius-md);
    padding: 2rem;
}

.compliance-box-title {
    font-family: var(--font-heading);
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--color-dark-deep);
    margin-bottom: 1rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.compliance-box-title i {
    color: var(--color-primary);
}

.compliance-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.compliance-list li {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    font-size: 0.85rem;
    color: var(--color-text-secondary);
}

.compliance-list li i {
    color: var(--color-primary);
    margin-top: 0.2rem;
}

.representative-math-box {
    background-color: var(--color-white);
    border-left: 4px solid var(--color-primary);
    padding: 1.25rem;
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    margin-top: 1.5rem;
    font-size: 0.85rem;
}

/* --- FAQs Section --- */
.faq-list {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
}

.faq-item {
    background-color: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    overflow: hidden;
    transition: all var(--transition-fast);
}

.faq-question {
    width: 100%;
    background: none;
    border: none;
    text-align: left;
    padding: 1.5rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    font-family: var(--font-heading);
    font-weight: 600;
    font-size: 1.05rem;
    color: var(--color-dark-deep);
}

.faq-question:hover {
    color: var(--color-primary);
}

.faq-icon {
    transition: transform var(--transition-fast);
    color: var(--color-text-secondary);
}

.faq-item.active {
    border-color: var(--color-primary);
    box-shadow: var(--shadow-sm);
}

.faq-item.active .faq-icon {
    transform: rotate(180deg);
    color: var(--color-primary);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition-normal) ease-out;
    padding: 0 1.5rem;
}

.faq-answer-content {
    padding-bottom: 1.5rem;
    color: var(--color-text-secondary);
    font-size: 0.95rem;
    line-height: 1.6;
}

/* --- Footer --- */
.footer {
    background-color: var(--color-dark-deep);
    color: var(--color-white);
    padding-top: 5rem;
    padding-bottom: 2.5rem;
}

.footer h3 {
    color: var(--color-white);
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr 1fr;
    gap: 4rem;
    margin-bottom: 3.5rem;
}

.footer-brand .logo-img {
    height: 42px;
    margin-bottom: 1.25rem;
}

.footer-brand p {
    font-size: 0.9rem;
    color: var(--color-gray-light);
    margin-bottom: 1.5rem;
    max-width: 320px;
}

.footer-socials {
    display: flex;
    gap: 0.75rem;
}

.social-link {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.05);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-gray-light);
    transition: all var(--transition-fast);
}

.social-link:hover {
    background-color: var(--color-primary);
    color: var(--color-white);
    transform: translateY(-2px);
}

.footer-col h3 {
    font-size: 1.05rem;
    margin-bottom: 1.5rem;
    position: relative;
    padding-bottom: 0.5rem;
}

.footer-col h3::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 30px;
    height: 2px;
    background-color: var(--color-primary);
}

.footer-links {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 0.85rem;
}

.footer-links a {
    color: var(--color-gray-light);
    font-size: 0.9rem;
}

.footer-links a:hover {
    color: var(--color-white);
    padding-left: 4px;
}

.footer-contact-info {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
}

.footer-contact-info li {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    font-size: 0.9rem;
    color: var(--color-gray-light);
}

.footer-contact-info i {
    color: var(--color-primary);
    font-size: 1rem;
    margin-top: 0.2rem;
    flex-shrink: 0;
}

.footer-contact-info a:hover {
    color: var(--color-white);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 1rem;
}

.footer-bottom p {
    font-size: 0.8rem;
    color: var(--color-gray-medium);
}

.footer-bottom-links {
    display: flex;
    gap: 1.5rem;
}

.footer-bottom-links a {
    font-size: 0.8rem;
    color: var(--color-gray-medium);
}

.footer-bottom-links a:hover {
    color: var(--color-white);
}

/* --- Secondary Legal Pages --- */
.page-header {
    background-color: var(--color-bg-mint);
    padding: 8rem 0 3.5rem 0;
    text-align: center;
    border-bottom: 1px solid var(--color-border);
}

.page-header h1 {
    font-size: 2.5rem;
    margin-bottom: 0.75rem;
}

.breadcrumbs {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.85rem;
    color: var(--color-text-secondary);
}

.breadcrumbs a:hover {
    color: var(--color-primary);
}

.legal-content-box {
    background-color: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: 3.5rem;
    box-shadow: var(--shadow-sm);
}

.legal-content-box h2 {
    font-size: 1.5rem;
    margin-top: 2rem;
    margin-bottom: 1rem;
    color: var(--color-dark-deep);
}

.legal-content-box h2:first-of-type {
    margin-top: 0;
}

.legal-content-box p {
    margin-bottom: 1.25rem;
    color: var(--color-text-secondary);
    line-height: 1.75;
}

.legal-content-box ul {
    padding-left: 2rem;
    margin-bottom: 1.5rem;
    color: var(--color-text-secondary);
}

.legal-content-box ul li {
    margin-bottom: 0.5rem;
}

/* --- Responsive Layout adjustments --- */
@media (max-width: 1024px) {
    .hero-grid {
        grid-template-columns: 1fr;
        gap: 3.5rem;
        text-align: center;
    }

    .hero-content {
        display: flex;
        flex-direction: column;
        align-items: center;
    }

    .hero-actions {
        justify-content: center;
    }

    .hero-compliance-small {
        justify-content: center;
    }

    .disclosure-grid {
        grid-template-columns: 1fr;
        gap: 2.5rem;
    }
}

@media (max-width: 768px) {
    html {
        font-size: 15px;
    }

    .section-padding {
        padding: 4.5rem 0;
    }

    .hero-title {
        font-size: 2.25rem;
        line-height: 1.3;
    }

    .hero-compliance-small {
        flex-direction: column;
        gap: 0.75rem;
        align-items: center;
        width: 100%;
    }

    .mobile-nav-toggle {
        display: block;
    }

    .nav-cta .btn {
        display: none;
    }

    .nav-links {
        position: fixed;
        top: 0;
        right: -100%;
        width: 80%;
        max-width: 280px;
        height: 100vh;
        background-color: var(--color-white);
        flex-direction: column;
        justify-content: center;
        align-items: center;
        gap: 2.25rem;
        transition: right var(--transition-normal);
        box-shadow: -10px 0 30px rgba(18, 44, 31, 0.15);
        border-left: 1px solid var(--color-border);
    }

    .nav-links.active {
        right: 0;
    }

    .mobile-nav-toggle.active span:nth-child(1) {
        transform: rotate(45deg) translate(5px, 5px);
    }

    .mobile-nav-toggle.active span:nth-child(2) {
        opacity: 0;
    }

    .mobile-nav-toggle.active span:nth-child(3) {
        transform: rotate(-45deg) translate(7px, -7px);
    }

    .steps-grid {
        grid-template-columns: 1fr;
        gap: 2.5rem;
    }

    .calculator-box {
        padding: 2rem 1.5rem;
    }

    .calc-summary-grid {
        display: flex;
        flex-direction: column;
        gap: 0.85rem;
        padding: 1.5rem;
        text-align: left;
    }

    .calc-summary-item {
        display: flex;
        flex-direction: row;
        justify-content: space-between;
        align-items: center;
        border-bottom: 1px dashed var(--color-border);
        padding-bottom: 0.65rem;
    }

    .calc-summary-item:last-child {
        border-bottom: none;
        padding-bottom: 0;
    }

    .calc-summary-label {
        font-size: 0.9rem;
        margin-bottom: 0;
        color: var(--color-text-secondary);
    }

    .calc-summary-val {
        font-size: 1.15rem;
    }

    .faq-question span {
        padding-right: 1.5rem;
    }

    .legal-content-box {
        padding: 2rem 1.5rem;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 2.5rem;
    }
}
